MURCIA LIFESTYLE

Health insurance with and without copayments: ASSSA health insurance What’s the difference between insurance with copayments and insurance without copayments? And which is better? We live in a time when the healthcare has become a priority. In this situation, health insurance plays a crucial role and when it comes..

Claiming a UK state pension when retiring to SpainBritish citizens can still claim their government pension in Spain and the EU Pension information in Spain can sometimes be confusing for expats. That’s why it helps to have an explainer. Here’s how pensions work for British expats receiving.. 17/11/2021

Becoming resident in Spain: what about taxes and finances?Prior to Brexit, many people were trying get away with not declaring their taxes properly in Spain By Keith Littlewood, Blacktower International Financial Advisor   The Hacienda tax authority can see you’re living in Spain by looking.. 04/11/2021

Getting easy-to-understand financial advice in SpainSpanish bureaucracy and constantly changing rules can be extremely frustrating, so where can you find straightforward help in plain English? By Keith Littlewood, Blacktower International Financial Advisor   I have been living in Spain now.. 20/10/2021

The value of local financial advice in SpainIt’s important to know the value of choosing a financial adviser who is well-established in your local area By Keith Littlewood, Blacktower International Financial Advisor   This is the key message from financial advisers Blacktower.. 28/09/2021

Services & Solutions Legal advice and tax services for expats in Murcia, SpainThe legal and tax team Services & Solutions have almost 20 years of experience in San Javier and Murcia Living or having a second home in Spain is a dream come true for many, but legal trouble can still strike in paradise. The changing rules for which..

Tax deadline looms for non-resident property ownersThe clock is ticking for all non-resident owners of property in Spain to pay their annual taxes – even if they do not generate income by renting their villa or apartment out. Failure to stay up to date with this annual obligation can result in.. 28/08/2021

Visas and Residency in Spain post Brexit The basics of moving to Spain in a post Brexit world: visas and residency It is highly advisable to seek professional help if planning to relocate to Spain and apply for a visa: Click here for qualified professionals offering this type of service.. 16/08/2021

Squatter protection for holiday homes on the Spanish Mediterranean coast with Vesta VigilarService available on Costa Blanca, Costa Cálida, Costa de Almería, Costa del Sol and Costa Tropical The need for squatter protection is greater than ever as homes lie empty due to pandemic travel restrictions. Owners face heartache and..

Important considerations to manage the financial Impact when moving to Spain. Blacktower Financial ManagementFor many years people from the UK have been coming to Spain to live full or part time and in many cases it has been easy to avoid any disruption to the way Finances are managed. Some people have chosen to become Spanish fiscal resident but others have.. 16/07/2021

Foreign Property Mortgage Nightmare 2006+ and All That! EU Property Solutions FREE eBookEU PROPERTY SOLUTIONS eBOOK RELEASE!  Foreign Property - Mortgage Nightmare. We are SO excited to announce that our FREE eBook is now LIVE and ready to download! THIS BOOK FEATURES: Introduction to EU Property Solutions. The 2008 Financial..

Torre Pacheco council obliged to refund services charges to Mar Menor Golf Resort AssociationRegional planning laws oblige councils to supply municipal services. Prior to the 2010 economic downturn the construction of golf resorts and urbanisations principally targeting second property owners was at its peak along the Mediterranean coastline, but..

Spanish Property Repossession HELP!Spanish Property Repossession is an incredibly slow process but once the Banks start the process, it becomes unrelenting. The Spanish Courts are awash with Property issues including Repossession and Deposit Reclaim hearings and the Actions can take years...

Can I get a visa to extend my holiday in Spain for more than 90 days at a timeSocial media is giving misleading information and creating confusion;a non-lucrative visa is not a mechanism by which a holiday can be extended past 90 days No: Under post-Brexit travel rules British expats cannot spend more than 90 days at a time.. 31/05/2021

Heniam & Associates La Manga Club for paperwork, administrative and home care services in the Murcia region Costa CálidaIt can sometimes seem that living in Spain involves an endless and frustrating battle with legal and administrative paperwork. On many occasions those who try to help only make matters worse by providing a de-personalized service which pays little or no attention..

Mare Nostrum legal firm and property management services in the Region of Murcia and the province of AlicanteOver 20 years providing reliable and efficient multi-lingual services in the Costa Blanca and the Costa Cálida For over twenty years the team of legal professionals at the Mare Nostrum legal and property management firm have been providing a wide range..

Sources of information and possible help for anyone unemployed in Spain A brief guide to obtaining benefits and help should you need them Needing to work to make a living in a foreign country means navigating your way through unfamiliar bureaucracy in a different language. Knowing the basics of how the system works.. 22/04/2021

PALS Solicitor for your tax, conveyancing, inheritance and all legal advice in the Costa CálidaOver 20 years providing trusty and reliable help to residents and non-residents with offices in Puerto de Mazarrón and La Manga For non-Spaniards with property or other interests in the Region of Murcia the need for trustworthy, professional and reliable..

Do you have medical Insurance? Talk to Seguros Costa Blanca your local DKV Private Health Care Agent When it comes to health care, Seguros Costa Blanca is on a mission to  bring reasonably priced private services to the English-speaking expat communities throughout the Murcia region and province of Alicante. Providing a flexible service, Eduardo at..

Basic information for British nationals considering moving to Spain in 2021 There is help available from official sources to help you make your move The UK Government basic information webpage will answer the majority of questions and direct you to the correct information produced by the Spanish Government It's.. 16/12/2020